WHAT WE DO
Every service is offered with the same commitment: honest advice, no churn, and plans built around your life — not the product of the month.
Goal-based portfolios built on research, not tips.
We select equity, debt, and hybrid funds based on your specific goals — not popularity or commission. Every portfolio is tailored to your timeline, risk appetite, and tax situation, and reviewed periodically so it evolves as you do.
A sophisticated new asset class, within a regulated framework.
SIFs (Specialised Investment Funds) are a newer SEBI-recognised investment category, positioned between traditional mutual funds and portfolio management services — built for investors who want more sophisticated, higher-conviction strategies inside a regulated structure. Capstone is registered to offer SIF strategies alongside your core mutual fund portfolio, so this new category fits naturally into your overall plan.
Retire on your terms, with income that lasts.
Retirement planning is not a product — it's a multi-decade strategy. We project your inflation-adjusted income needs, calculate the corpus required, and design an accumulation and withdrawal plan built to outlast you.
Fund your child's ambitions, inflation included.
Education costs are rising faster than general inflation. We calculate the real future cost of your child's education — undergraduate, postgraduate, abroad or in India — and design a SIP-based accumulation plan to meet it.
Invest in India's growth from anywhere in the world.
Distance should not be a barrier to building wealth in India. We guide NRI clients through the regulatory maze — NRE/NRO accounts, FEMA compliance, repatriation, and India-focused investment strategies — via online meetings at your convenience.
Stock portfolios, managed in partnership with a SEBI-registered RIA.
Direct equity investing calls for a different kind of expertise — and a different regulatory registration. For clients who want stock market exposure beyond mutual funds, Capstone manages equity portfolios in collaboration with a SEBI-registered RIA team, combining Praveen's goal-based planning with specialist stock-picking discipline.
Stable, predictable income to anchor your portfolio.
Bonds provide the stability that equities cannot. We help you choose the right government securities and high-grade corporate bonds to create a predictable income stream and reduce overall portfolio volatility.
Protect your family and shield your savings, together.
A sound financial plan protects both the people who depend on you and the savings you've built. We combine pure term life cover — maximum protection at the lowest cost, with no mis-selling — with the right family floater health policy, super top-ups, and critical illness cover to shield you from medical shocks. One coordinated review, instead of two separate conversations.
A home, a wedding, a dream — planned for.
Every financial goal deserves a plan. Whether it's a home down-payment, a daughter's wedding, a business milestone, or a dream trip — we quantify it, assign a timeline, and build a savings strategy that gets you there.
HOW WE WORK
Before we talk numbers, we understand your goals, timeline, family situation, and what money truly means to you.
A personalized, written plan across investments, protection, and tax efficiency — built around your life.
We meet regularly and adjust as life changes. A relationship that lasts decades, not a one-time transaction.
Not sure which service fits? Take our 2-minute Risk Profiler to find your investor type first.
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