THE FOUNDER
28 years helping families make calm, confident money decisions.
THE BEGINNING
Praveen Kumar V entered financial services in 1998, starting in sales and service roles at Standard Chartered Bank, Kotak Life Insurance, ICICI Capital, and Religare Private Wealth. In 2010, he set out on his own, founding Capstone Investments — and over 28 years since entering the industry, he has guided families through three market crashes, two decades of reforms, and the rise of digital investing, with one philosophy that never wavered: advice should serve the client, never the commission.
"I don't sell products. I help people make decisions they'll be glad about in twenty years."
HOW HE WORKS
Praveen works on a goal-based planning model: start with the life you want to live, then work backwards to build the financial structure that gets you there. Every client relationship begins with a deep listening session — not a product recommendation.
His approach is built on transparency. You always know what you own, why you own it, and what it costs. No hidden commissions, no products you don't understand, no churning. This is the "doctor–patient" model of financial advice: long-term, trusted, and built on continuity.
He works with salaried professionals, business owners, retirees, and NRIs — serving clients across India and abroad entirely via online meetings where needed. Every client, regardless of geography, gets the same thorough attention.
THE TEAM
Pallavi Praveen Kumar is Capstone's Service Manager, with 20+ years of experience in Mutual Fund Distributor (MFD) operations. She runs the end-to-end backend that keeps every client relationship precise, compliant, and on track — so Praveen can focus on your plan, not the paperwork.
Pallavi Praveen Kumar
Service Manager, Capstone Investments
WHAT WE STAND FOR
Your financial plan is built on what's right for you — not what earns the highest commission. We earn trust by putting your interests unconditionally first.
You'll always know what you own, why you own it, and what it costs. No hidden fees. No unexplained products. Complete clarity at every step.
We're not here for a single transaction. We're here for the decades — through job changes, market cycles, new goals, and life's unexpected turns.
No two clients are the same. Every plan is written specifically for your life, goals, risk tolerance, and timeline — not copied from a template.
JOURNEY
Began his career in sales and service at Standard Chartered Bank, at a time when systematic investing was a new concept for most Indian families.
Twelve years in sales and service roles at Kotak Life Insurance, ICICI Capital, and Religare Private Wealth — learning every side of the business before striking out on his own.
Set out as an entrepreneur, formalising an independent, client-first advisory practice under the Capstone Investments name.
Began serving NRI clients via online meetings, opening India-growth opportunities to Indian families worldwide.
Serving 250+ families across India and abroad, with the same philosophy that started in 1998: honest advice, built around your life.
Curious what kind of investor you are? Take our 2-minute Risk Profiler — the same starting point Praveen uses with every new client.
Take the quiz →A short conversation with Praveen is the beginning of a long-term financial partnership.
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