THE BEGINNING
Advice that serves you, not the commission.
Praveen Kumar V entered financial services in 1998. Over 28 years he has guided families through three market crashes, two decades of reforms, and the rise of digital investing — and through all of it, his philosophy never wavered: advice should serve the client, never the commission.
"I don't sell products. I help people make decisions they'll be glad about in twenty years."
HOW HE WORKS
Praveen works on a goal-based planning model: start with the life you want to live, then work backwards to build the financial structure that gets you there. Every client relationship begins with a deep listening session — not a product recommendation.
His approach is built on transparency. You always know what you own, why you own it, and what it costs. No hidden commissions, no products you don't understand, no churning. This is the "doctor–patient" model of financial advice: long-term, trusted, and built on continuity.
He works with salaried professionals, business owners, retirees, and NRIs — serving clients across India and abroad entirely via online meetings where needed. Every client, regardless of geography, gets the same thorough attention.
Experience & Focus
- Over 28 years in mutual fund distribution and insurance planning
- Focus on mutual funds — no direct stock tips or speculation
- Term-first philosophy for life insurance — adequate cover, zero mis-selling
- Serves salaried professionals, business owners, retirees, and NRIs
- Clients across India; NRI clients served via online advisory
- Based in Bengaluru, Karnataka
- AMFI Registered Mutual Fund Distributor *(verify and update)
- Decades of navigating SEBI regulatory frameworks *(verify and update)